Cookie Policy

Cookies are small text files that are placed on your device by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. Cookies we capture are Essential, Performance, Statistical and Targeting. Click OK to continue else click Manage to change your preferences.

2 mins Read | 9 Months Ago

Benefits of Blocked Account Germany

Open Account

ICICI Bank Blocked Account Germany is a one-stop solution that provides many benefits to job seekers and students planning to pursue higher education in Germany. This article highlights six advantages of an ICICI Bank Blocked Account:

1. Complimentary Current Account: ICICI Bank allows you to open a Current Account that caters to your daily banking needs and helps you to manage your finances whether you are on student or jobseeker visa in Germany. With this account, you can easily make payments, receive funds and perform various banking transactions. Also since the Current Account and Blocked Account are pre-configured, it saves you from the hassle of taking a bank appointment to open a Current Account after reaching Germany.

2. Pre-arrival Visa Debit Card: We offer a free Visa Debit Card to do e-commerce transactions once you activate your account after reaching Germany. The card is dispatched to your doorstep in India even before you leave for Germany making it convenient for doing online purchases, Point of Sale (POS) transactions, ATM withdrawals across Europe etc.

3. Convenience through Digital Account Opening Process: ICICI Bank Blocked Account offers a seamless digital account opening process. Through the web, Android & iOS, you can fill the online application from the comfort of your home or office. Also once the KYC & account activation is done, you can start using ICICI Bank Internet Banking services such as fund transfers, statement download, Debit Card PIN generation, etc.

4. Access to Visa ATMs throughout Europe: ICICI Bank's partnership with Visa provides account holders with the advantage of cash withdrawals from any Visa ATM throughout Europe. This wide network of ATMs ensures that you can conveniently access your funds wherever you are on the continent. Whether you're traveling within Germany or exploring neighbouring countries, you can rely on the accessibility and reliability of Visa ATMs.

5. Dedicated Service Helpline: Navigating a new banking system can sometimes be challenging especially when you are in a foreign country, which is why ICICI Bank offers dedicated service helpline numbers in both Germany and India. These helpline numbers provide immediate assistance and resolution in case you have any queries or encounter difficulties while opening or using your Blocked Account.

6. All Services Under One Roof: ICICI Bank Germany in partnership with ICICI Bank India and third party entities offers all products/services under one roof with a bundled offering saving your time and effort. ICICI Bank Germany is a one-stop solution for all your needs such as:

  • Education Loan: Explore flexible Education Loan options

  • Money2World: Use ICICI Bank Money2World for quick remittances from India to the Blocked Account. Correspondent bank fees (the buffer amount) are extremely minimal if you have a Savings Account with ICICI Bank and the remaining balance is refunded back to the customer's Current Account.

  • Forex Card: Apply for a complimentary ICICI Bank Multicurrency Forex Card to meet the initial daily expenses until the Blocked Account is activated. You also get a complimentary International Student Identity Card (ISIC) Card along with a Forex Card, which is worth 15 EUR.

  • Health Insurance: Apply for Health Insurance through our Health Insurance partner Feather. You can buy any insurance as per your eligibility from TK, Barmer & Expat health insurance. Get a cashback of 15 EUR after you have paid 3 full premiums when you opt for Expat Insurance.

  • Travel Insurance: Get complimentary Travel Insurance if you opt for Public Health Insurance (TK or Barmer) through our Health Insurance partner Feather.


ICICI Bank Blocked Account Germany has made banking convenient and accessible for students and working professionals seeking to make a career in Germany. It has opened a world of opportunities with access to value added services like Education Loan at preferential rates Multicurrency Forex Card seamless money transfers  assured cashback with German Health Insurance and banking at your fingertips with ICICI Bank Germany iMobile app.

Open Account

Scroll to top