• After you fund your Blocked account, the VISA debit Card will be delivered to you within 7-10 working days. Status of card can be tracked via our online banking platform or by sending an email to Germanyservice@icicibank.com

  • The debit card will be delivered to the address provided by you at the time of account opening. In case of reissuance of card, the card will be delivered to the address mentioned in your profile. Please keep your account information updated at all times

  • 1. Activate your new Debit Card via Internet Banking logged in section or by calling us on +49 6196 9239 537 (local call charges apply).
    2. Generate your Debit Card PIN (Personal Identification Number) via online banking or at any VISA ATM.
    3. Ensure that your first transaction is at a VISA cash point (ATM) in Germany. Please note that your card will not work online or at a merchant if the first transaction has not been at a VISA ATM.
    4. Sign the grey panel on the back of your card.

  • No, for your account safety, your VISA card comes under a Blocked state. Once you have activated your online Banking platform, you can generate your online Debit Card PIN. Once you have the PIN, you will have to activate the card by visiting any of the nearest VISA ATMs in Germany and conduct your first transaction. Post which, your card can be used for online shopping, Point of Sales purchases or for host of other services.

  • No paper based PIN will be sent for your VISA Debit card. You can generate your Debit Card PIN (Personal Identification Number) via Bank's online banking platform or at any VISA ATM.

  • You can generate Debit card PIN via online banking. Please ensure that your first transaction is at a VISA cash point (ATM) in Germany. Please note that your card will not work online or at a merchant store if the first transaction has not been conducted at a VISA ATM

  • The maximum daily transaction limit on your debit card is €300 for cash withdrawals from any Visa ATM, €1500 for purchases at online merchants and €1500 for online purchases. You can view / update your limits anytime via your online internet banking section.

  • Please block your lost Debit card immediately and request a new one via online banking section or by calling our Customer Service Centre on +49 6196 9239 537 (local call charges apply).

  • There are no transaction charges for using the Debit card for online purchases or at Merchant terminals (POS).

    There will be a transaction charge of EUR 2 per ATM transaction for more than allocated transactions. Please make note of the below mentioned allocated transactions:

    Account type Free ATM transactions
    Blocked Account 3 per month

  • You can place this request via online banking section or by calling our Customer Service Centre on +49 6196 9239 537 (local call charges apply).

As per the German VISA regulations, if you are applying or planning to apply for a student / job-seeker visa for Germany, every applicant who is not an EU citizen is required to provide proof of funds. By opening the Blocked account with ICICI Bank Germany, you can use the funds in the Blocked Account as proof of funds for your VISA application. With ICICI Bank Germany Blocked Account, you also get a fully functional bank account which fulfils your daily transaction needs including debit card services.

Click here to visit our Blocked Account home page and then follow the onscreen instructions.

To apply, you will need to provide the following documents:

  1. a.  Copy of passport pages

    (i) the page in your passport containing your photo, passport number, date of birth and other personal details, and

    (ii) the page in your passport with other information, e.g. your parent / guardian names and addresses. If the passport does not have a page that bears the name of your parents / guardian then please provide any other Government issued identification document that bears all your personal information alongside the details of your parent(s) / guardian. The passport must also show your current address – if the passport does not show your address then please provide any other Government issued identification document that bears your personal information alongside your present address, and
  2. b.  Copy of acceptance/offer letter from a German educational institution (if applicable).

You can deposit funds into your Blocked Account at any time during the year. However, it is your responsibility to ensure that you apply for the account well in advance, so funds are deposited in your investment account before you apply for a study permit. Normally we need around 2-3 business days to open a Blocked Account and around 3 business days to credit the money into that account.

An application can only be submitted using our online registration process.

If you need to contact us before registering, please email us at blockedaccount@icicibank.com.
To contact us in India, please call                 : +91 40 7140 3336
If you are already in Germany, please call    : +49 6196 9239537

You must communicate with us via the ICICI Bank Germany using the Secure Email Service only for all questions related to your application. In exceptional scenarios, you can contact us by Phone.
To contact us in India, please call                 : +91 40 7140 3336
If you are already in Germany, please call    : +49 6196 9239537
To help retrieve information efficiently, you must have all the information of your Blocked Account application form and the date of submission handy before the call.

You only pay the initial fee of EUR 150 at the time of account opening, which should be transferred while funding your Blocked Account to receive Balance Confirmation certificate. Apart from that, there are no monthly or annual account management fees.

The amount to be transferred depends on the duration of your course / stay in Germany. The amount is defined by the German VISA regulations.
While making the application, you will be informed about the total amount which you need to transfer, which also includes the account application fees.

Yes, your money at ICICI Bank UK PLC, Germany Branch is secure.

Financial strength of the ICICI Group:
ICICI Bank Limited is the largest private bank in India and operates conventional deposit and lending business. In addition, major insurance and financial services companies belong to the ICICI Group.

German Deposit Protection:
In the unlikely event that ICICI Bank UK PLC should encounter financial difficulties, customer deposits at the German branch of ICICI Bank UK PLC are covered by two different deposit insurance schemes.

German branch of ICICI Bank UK PLC is a member of the Deposit Guarantee Fund of the Federal Association of German Banks, which owns about 180 private banks from Germany and abroad. Deposits with ICICI Bank UK PLC in Germany, which exceed the statutory minimum guaranteed, are guaranteed by this fund up to a security limit of currently € 15,000,000. The security limit applicable to ICICI Bank UK PLC as well as further information on the fund and contact details can be found at http://www.bankenverband.de .

No, ICICI Bank Germany will not pay any interest for the blocked account.

No. The Blocked Account can only be opened in the name of the applicant who is applying for a VISA permit.

Yes, you may still use the same Blocked Account if you have not requested for a refund.

Yes, you can use an existing Balance Confirmation certificate when re-applying for a study permit. The German consulate in India will validate the Balance Confirmation certificate with ICICI Bank Germany directly.

Yes, ICICI Bank Germany will refund your money under the following circumstances:

  • Your visa/study permit application was declined, or
  • Your application for admission to a German educational institution was declined, or
  • You have withdrawn enrolment from the German educational institution before your arrival in Germany.


Note: Students can withdraw from the Blocked Account even after arriving in Germany. However, they would need to provide evidence that they have withdrawn enrolment from their German educational institution and returned back to India. The funds will only be refunded after verification of visa/study permit cancellation with the German consulate.

No. Funds must be wire transferred from a bank in India where you hold an account exclusively in your name or a joint account with your parent(s), or the money will be returned. You will be responsible for covering all administrative/intermediary bank fees incurred as a result of the return of funds.

No, only you can deposit funds into your account, from your bank account in India. The bank account in India should be exclusively in your name or a joint account with your parent(s). In the event of a refund, the money will be returned to this bank account where the original remittance was made from.

For privacy reasons, ICICI Bank Germany will not be able to disclose any information to anyone other than you.

If you need to update your personal information, you must notify us through ICICI Bank Germany Secure Mail Service with supporting documentation (if applicable) by replying to the last message from us.

Visit the Blocked Account application Login page, click on "Forgot Password" and follow the onscreen instructions.